Health Insurance

Health Insurance Requirement

Health insurance coverage is a requirement.  All traditional undergraduates regardless of site of study MUST have health insurance and provide coverage information via an electronic waiver EVERY year.


If you have commercial home insurance be certain your benefits are applicable while in the Harford, CT area by confirming coverage with a call to your company.  All local providers and the campus Health Center are fee-for service providers so any charges incurred and not covered by private coverage will be billed to you for collection.  Out of state HMO plans, state Medicaid plans and international plans not purchased in the United States are likely not accepted by either local providers or the Health Center for services and will likely result in out-of-pocket expense for you.   

Students/Parents who want to enroll in the Aetna Student Health coverage should do so during the Open Enrollment period of June 3 to August 1. Completing your enrollment by the deadline helps to get your information to the insurance company's system for the effective date of the plan. Until your enrollment is processed by Aetna, you will not be able to use your insurance at a pharmacy and will have trouble accessing your benefits at a doctor’s office or in a hospital.


The Health Center will file insurance claims directly to private insurance as well as Aetna Student Health.

 All charges deemed to be the member responsibility by your insurance company such as deductibles, coinsurance and copay will be posted to the student’s account. 


Students MUST present an insurance ID card at all Health Center visits.  We will need to copy the front and back of the insurance card.  Should your insurance plan change, please provide your student with a current updated insurance card, if no card is available for the visit we will file a claim with the company you waived with in the summer and all unpaid charges will be applied to the student account.

Click Here if you find your coverage is limited and you would like to purchase an option offered through the college ["Platinum Level" ACA compliant coverage] through Aetna Student Health. Open enrollment is June 3 to September1. Effective date of coverage is August 1, 2015 to July 31, 2016. Please visit the website to view details about the optional Platinum level Plan offered to students. ​

Click here to complete the waiver which provides home coverage information by the deadline of August 1.

Students must have an Insurance ID wallet card with them at all times.

International students

International students must have valid coverage if insured by an international program, to verify coverage for Trinity the student or parent should contact that company and obtain "USA COVERAGE VERIFICATION" in writing to submit to Trinity Health Center. Most international insurance policies DO NOT cover claims in the USA and are not accepted.  If you have questions call Trinity College Health Center at (860) 297-2018.

Aetna Student Health

Locate in-network doctors - Doc Finder

Health Insurance Grant

Some grants are available to students on financial aide who meet criteria. To apply for consideration of grant monies to help cover the cost of the insurance submit this application as directed.

  1. Graduate Students and Undergraduate I.D.P. Students

    Please contact the Student Health Insurance Specialist in the Health Center to find out options available for coverage.  To use the Health Center you must be a matriculated student and be enrolled in at least 2 courses in the current semester.
  2.  Dental Coverage Benefits

    A voluntary Dental Benefit plan is available for purchase through HigherEd Dental.  Preview a flyer of information here, or click to enroll Here.
    Two voluntary Dental Benefit plans are available for purchase independent of the health center.  Please contact University Health Plans at 800-437-6448 for more information.
  3. Coverage information for graduating seniors
    Click here for information about how to maintain coverage after graduation:

Sports Injuries

All athletes on a varsity Trinity team who are injured during a game or in-season practice should always report injuries to the College's Athletic Training Room Staff.

Trinity has an "Excess Coverage Policy" for athletic injuries which means costs for care from sports injuries should first be sent through primary/home insurance coverage for all eligible payment and then, outstanding bills should be submitted to Training Room Staff for payment through our Excess Policy.   

Division III athletes are covered by a catastrophic insurance plan provided through the NCAA.

Club sports are also covered as "Excess Coverage Policy" under a catastrophic insurance plan and questions concerning this should be directed to the Director of Recreation in Ferris Athletic Center 860/297-2104.

Study Away Coverage

The Office of Study Away administers an International Insurance coverage.  Contact 860/297-2005 with questions.