Your financial aid is based on the number of new credits you take each semester. When completing the Graduate Application for Financial Aid, try to anticipate the total number of credits you will take in both the fall and spring semester.

You must be registered for at least two credits per semester (the equivalent of half-time status—see chart below) to be eligible for federal loans.

Less than half-time	1-1.75 credits
Half-time	2-2.75 credits
Full-time	3 or more credits

Once Trinity has determined your "calculated need", we will meet your need with a combination of a Federal Subsidized Student Loan and a Federal Unsubsidized Student Loan. The amounts and types of loans combined to meet your need are known as your Financial Aid Package. Your financial aid package may also include a Graduate Scholarship awarded through the Graduate Studies Office. The amount of the graduate scholarship reduces your eligibility for loans dollar for dollar.

Estimated '09-'10 Cost of Attendance (COA)

Direct Expenses
Tuition [4 credits (2 per semester) @ $1,700 per credit]	$ 6,800
Registration fee	$     70
Transcript fee (one time)	$     25
Total Direct Cost	$  6,895

Indirect Expenses
Living expenses	$ 10,560
Transportation	$   200
Books and supplies	$   600
Personal expenses	$   900
Total Indirect Cost		$ 12,260

Total Financial Aid Budget

$ 19,155

Financial Aid Award (sample)
Federal Subsidized Loan*	$ 6,500
Federal Unsubsidized Loan*	$ 1,500
Total Aid Award	$ 8,000

You will be billed for courses prior to the beginning of each semester. Bills are due in August for the fall semester and in December for the spring semester.

Note: Your financial aid award is not final until after the Add/Drop period ends and your credits have been verified by the Registrar’s Office.